Fee Disclosure

The transaction fee

MyClub has no subscription and no fee for groups to sign up, message members or run events. On each online payment, MyClub charges a transaction fee that covers payment processing and runs the service:

• Card, Apple Pay or Google Pay: 3.79% + $0.49 per payment.
• US bank account (ACH): 1.25%, capped at $5.00 per payment.
• Cash, checks and other payments recorded by an organizer: no fee.

Example: a $50.00 charge paid by card has a fee of $2.39.

Who pays the fee

• Member covers (default): the fee is added on top. The member sees "Organization requested $50.00 · Transaction fee $X · Total $Y" before paying, and the group receives the full $50.00.
• Organization covers: the member pays exactly what was requested and the fee is deducted from what the group receives.

The group chooses; the payment page always shows the breakdown before anyone pays.

Payouts, refunds and disputes

Stripe pays the group's money out to its bank account automatically; MyClub doesn't charge for payouts. When a payment is refunded, the fee is refunded in proportion. When a payment is disputed, the card network's dispute fee is charged to the group.

Changes

We'll give groups at least 30 days' notice before fees go up. The fee shown to a payer before they pay is the fee they're charged.